Dushanbe, May 19, 2026 — A round table was held at the Hilton Dushanbe Hotel on the topic “Raising public awareness and awareness of the deposit protection mechanism“. The event was attended by the Fund‘s management and staff, PR managers of credit institutions participating in the system, as well as representatives of the country‘s leading media.
The main purpose of the meeting is to intensify the joint work of banks and the media to inform citizens, ensure transparency and equal access of customers to information about state guarantees for the safety of their savings.
During a detailed presentation, representatives of the Fund revealed key aspects of the work of the compulsory insurance system, such as:
• the essence, role and advantages of the deposit insurance system;
• Powers and functions of the Foundation;
• the number of credit institutions that are members of the Fund;
• insurance coverage of depositors and compulsory insurance facilities;
• the amount of insurance compensation and the amount of protection for depositors;
• Financial performance and formation of the Fund‘s funds; • the procedure for paying compensation to depositors.
Special emphasis was placed on 5 fundamental issues that need to be constantly and clearly explained to the public:
1. Who is protected by the deposit insurance system?
2. What types of accounts are subject to compulsory insurance?
3. What is the maximum amount of insurance compensation?
4. Which financial institutions are included in the official register?
5. What is the step-by-step payment algorithm in case of an insured event?
It was emphasized that depositors‘ awareness is the main psychological stabilizer of the financial market: knowing their rights, citizens do not panic in crisis situations.
According to the requirements of the Fund‘s profile Regulations, banks are required to continuously provide customers with information about the deposit insurance system.
To optimize this process, the Foundation presented new information and promotional materials (booklets, posters, infolists) to the participants. They are designed in the most understandable and visually appealing form. These copies will be transferred to the head offices and regional branches of banks for mandatory placement in cash registers and customer areas.
Following the discussion, representatives of the Fund, the banking sector and the media came to a common agreement on the need to expand information exchange and conduct regular awareness campaigns for the public.
Key indicators presented during the event:
• Objects of protection: All types of accounts (on demand, urgent, savings, card accounts) of individuals, individual entrepreneurs, small businesses and non-profit organizations.
• The compensation limit is 35,000somoni per depositor in one credit institution, which fully covers the deposits of the absolute majority of the country‘s citizens.
• The scale of participants: The system unites 42 credit institutions (16 commercial banks and 26 micro-credit deposit organizations).
• Total deposit base: The total volume of insured deposits is 16.5 billion somoni, and the number of insured depositors has reached 3.7 million people
• Safety reserve: Financial stability is guaranteed by the Fund‘s own formed insurance reserve capital.
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