On October 28, 2025, the National University of Tajikistan held a scientific and theoretical seminar dedicated to “World Savings Day” titled “Improving the deposit and savings insurance system in the context of the transition to a digital economy.”
The seminar brought together university faculty and students to discuss current issues related to the development of the deposit insurance system and mechanisms to protect citizens’ financial assets in the context of the transition to a digital economy. The goal of the seminar was to identify challenges and opportunities for strengthening stability and trust in the banking system.
Seminar participants noted the need to adapt existing deposit and savings insurance systems to the new realities arising from the rapid development of digital technologies and the emergence of new financial products. They discussed issues such as improving information systems and cybersecurity, automating the process of reimbursing insured deposits, regulating digital assets, and implementing innovative technologies and solutions to improve the efficiency and transparency of insurance processes. Following the event, practical recommendations were developed aimed at strengthening public trust in the country’s banking system and ensuring its sustainable development in the context of the transition to a digital economy.
For information:
The deposit and savings insurance system is a state protection of the rights and legitimate interests of depositors, provided by the Fund for the payment of insurance compensation in the event of an insured event in a credit institution.
According to the Law of the Republic of Tajikistan “On Insurance of Deposits and Savings”, the amounts of deposits and savings of depositors in credit institutions that are members of the Fund are subject to mandatory insurance.
In the event of an insured event occurring in a credit institution that is a member of the Fund, depositors have the legal right to receive insurance compensation for their deposits, and the Fund guarantees reimbursement of the insured amount to depositors within the limits established by law.
- Contact:
(+992) 44 600-66-00 - Еmail:
info@dif.tj - Website:
www.dif.tj - Facebook: Deposit Insurance Fund Tajikistan
- Telegram:
t.me/DIFtj - Instagram: khazinai_sugurta2004tj